Mortgage calculator

Mortgage on a $900,000 home

Monthly payment estimates at 3.5%, 10%, and 20% down — then customize with your rate, term, and state below.

Quick estimates — 30yr fixed at 6.48% (national avg, TX tax rate)

Payment by down payment

3.5% down ($31,500)

$7,710/mo

$1,103,613 total interest

PMI included

10% down ($90,000)

$7,307/mo

$1,029,277 total interest

PMI included

20% down ($180,000)

$6,266/mo

$914,913 total interest

Includes estimated property tax and homeowners insurance. Actual payment varies by state, credit score, and lender.

Customize your estimate

Home price$900,000

Down payment (20%)

State

Interest rate6.48%

Loan term

Monthly payment

$6,266

P&I · Taxes · Insurance

Total interest

$914,913

Principal & Interest$4,541/mo

Property Tax$1,350/mo

Homeowners Insurance$375/mo

Income needed (28% DTI)

$270k/yr

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