Mortgage calculator

Mortgage on a $950,000 home

Monthly payment estimates at 3.5%, 10%, and 20% down — then customize with your rate, term, and state below.

Quick estimates — 30yr fixed at 6.48% (national avg, TX tax rate)

Payment by down payment

3.5% down ($33,250)

$8,138/mo

$1,164,925 total interest

PMI included

10% down ($95,000)

$7,713/mo

$1,086,459 total interest

PMI included

20% down ($190,000)

$6,615/mo

$965,741 total interest

Includes estimated property tax and homeowners insurance. Actual payment varies by state, credit score, and lender.

Customize your estimate

Home price$950,000

Down payment (20%)

State

Interest rate6.48%

Loan term

Monthly payment

$6,615

P&I · Taxes · Insurance

Total interest

$965,741

Principal & Interest$4,794/mo

Property Tax$1,425/mo

Homeowners Insurance$396/mo

Income needed (28% DTI)

$285k/yr

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