Hilo, HI mortgage calculator

Hilo
Mortgage
Calculator

Hilo is the Big Island's largest town, with an agriculture, education, and volcano-tourism economy far removed from Oahu's density. Hawaii County's low property tax rate and lower home prices make it one of the state's more accessible markets.

0.32% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,578
P&I · Taxes · Insurance
Total interest
$457,456
Principal & Interest$2,271/mo
Property Tax (0.32%)$120/mo
Homeowners Insurance$188/mo

Recommended for incomes above $115k/yr (28% DTI rule)

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0.32%
Hilo area property tax rate
$450,000
Hilo median home price
$2,578
est. monthly payment at defaults

Hilo housing market

$450,000
Median home price
$55,000
Median household income
44,186
City population

The 0.32% property tax rate reflects the county-level effective rate for Hilo and is used to calculate your monthly tax escrow above. This rate may differ from the statewide Hawaii average — county-level data produces more accurate monthly payment estimates for Hilo buyers. Many Hilo properties also carry HOA fees — the area average is approximately $150/month, which is not included in the calculator above.

Rate history

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