North Carolina mortgage calculator

North Carolina
Mortgage
Calculator

North Carolina's booming cities — Charlotte, Raleigh, and Durham — have driven strong home price appreciation. With moderate property taxes at 0.84%, NC offers an attractive balance for buyers moving from higher-cost states.

CharlotteRaleighDurhamGreensboroWinston-Salem
0.84% avg property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,188
P&I · Taxes · Insurance
Total interest
$360,882
Principal & Interest$1,791/mo
Property Tax$249/mo
Homeowners Insurance$148/mo

Recommended for incomes above $95k/yr (28% DTI rule)

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0.84%
North Carolina avg property tax rate
$355,000
North Carolina median home price
$2,188
est. monthly payment at defaults

North Carolina property taxes

NC property taxes are assessed at the county level and reappraised every 4–8 years depending on the county.

Rate history

FAQ

Frequently Asked Questions