Durham, NC mortgage calculator

Durham
Mortgage
Calculator

Durham has transformed into a biotech and startup hub fueled by Duke University and proximity to Research Triangle Park. Durham County's effective property tax rate is slightly above the Triangle average, but remains competitive with national peers.

1.02% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$2,399
P&I · Taxes · Insurance
Total interest
$386,296
Principal & Interest$1,917/mo
Property Tax (1.02%)$323/mo
Homeowners Insurance$158/mo

Recommended for incomes above $105k/yr (28% DTI rule)

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1.02%
Durham area property tax rate
$380,000
Durham median home price
$2,399
est. monthly payment at defaults

Durham housing market

$380,000
Median home price
$65,000
Median household income
285,527
City population

The 1.02% property tax rate reflects the county-level effective rate for Durham and is used to calculate your monthly tax escrow above. This rate may differ from the statewide North Carolina average — county-level data produces more accurate monthly payment estimates for Durham buyers. Many Durham properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

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