Raleigh, NC mortgage calculator

Raleigh
Mortgage
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Raleigh anchors the Research Triangle, one of the country's fastest-growing tech and life sciences clusters. Wake County's low effective property tax rate — among the lowest for any major metro — is a significant and often underappreciated advantage for homebuyers.

0.85% county property tax
Real local rates
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$
$
Interest rate6.48%
Monthly payment
$2,592
P&I · Taxes · Insurance
Total interest
$426,959
Principal & Interest$2,119/mo
Property Tax (0.85%)$298/mo
Homeowners Insurance$175/mo

Recommended for incomes above $115k/yr (28% DTI rule)

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0.85%
Raleigh area property tax rate
$420,000
Raleigh median home price
$2,592
est. monthly payment at defaults

Raleigh housing market

$420,000
Median home price
$74,000
Median household income
469,124
City population

The 0.85% property tax rate reflects the county-level effective rate for Raleigh and is used to calculate your monthly tax escrow above. This rate may differ from the statewide North Carolina average — county-level data produces more accurate monthly payment estimates for Raleigh buyers. Many Raleigh properties also carry HOA fees — the area average is approximately $150/month, which is not included in the calculator above.

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