Columbia, SC mortgage calculator

Columbia
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Columbia is South Carolina's capital and largest city, anchored by state government, the University of South Carolina, and a growing military and cybersecurity presence at Fort Jackson. Richland County's tax rate benefits from the state's 4% owner-occupied assessment ratio.

0.74% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,520
P&I · Taxes · Insurance
Total interest
$254,142
Principal & Interest$1,262/mo
Property Tax (0.74%)$154/mo
Homeowners Insurance$104/mo

Recommended for incomes above $70k/yr (28% DTI rule)

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0.74%
Columbia area property tax rate
$250,000
Columbia median home price
$1,520
est. monthly payment at defaults

Columbia housing market

$250,000
Median home price
$50,000
Median household income
137,300
City population

The 0.74% property tax rate reflects the county-level effective rate for Columbia and is used to calculate your monthly tax escrow above. This rate may differ from the statewide South Carolina average — county-level data produces more accurate monthly payment estimates for Columbia buyers. Many Columbia properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

Rate history

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