Rock Hill, SC mortgage calculator

Rock Hill
Mortgage
Calculator

Rock Hill sits just south of Charlotte and has absorbed significant spillover growth from North Carolina buyers seeking lower costs. York County's property tax rate is low, consistent with South Carolina's statewide homestead advantage.

0.72% county property tax
Real local rates
No sign-up required
$
$
Interest rate6.48%
Monthly payment
$1,758
P&I · Taxes · Insurance
Total interest
$294,805
Principal & Interest$1,463/mo
Property Tax (0.72%)$174/mo
Homeowners Insurance$121/mo

Recommended for incomes above $80k/yr (28% DTI rule)

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0.72%
Rock Hill area property tax rate
$290,000
Rock Hill median home price
$1,758
est. monthly payment at defaults

Rock Hill housing market

$290,000
Median home price
$58,000
Median household income
74,372
City population

The 0.72% property tax rate reflects the county-level effective rate for Rock Hill and is used to calculate your monthly tax escrow above. This rate may differ from the statewide South Carolina average — county-level data produces more accurate monthly payment estimates for Rock Hill buyers. Many Rock Hill properties also carry HOA fees — the area average is approximately $100/month, which is not included in the calculator above.

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