Mortgage calculator

Mortgage on a $250,000 home

Monthly payment estimates at 3.5%, 10%, and 20% down — then customize with your rate, term, and state below.

Quick estimates — 30yr fixed at 6.48% (national avg, TX tax rate)

Payment by down payment

3.5% down ($8,750)

$2,142/mo

$306,559 total interest

PMI included

10% down ($25,000)

$2,030/mo

$285,910 total interest

PMI included

20% down ($50,000)

$1,741/mo

$254,142 total interest

Includes estimated property tax and homeowners insurance. Actual payment varies by state, credit score, and lender.

Customize your estimate

Home price$250,000

Down payment (20%)

State

Interest rate6.48%

Loan term

Monthly payment

$1,741

P&I · Taxes · Insurance

Total interest

$254,142

Principal & Interest$1,262/mo

Property Tax$375/mo

Homeowners Insurance$104/mo

Income needed (28% DTI)

$75k/yr

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