Mortgage calculator

Mortgage on a $300,000 home

Monthly payment estimates at 3.5%, 10%, and 20% down — then customize with your rate, term, and state below.

Quick estimates — 30yr fixed at 6.48% (national avg, TX tax rate)

Payment by down payment

3.5% down ($10,500)

$2,570/mo

$367,871 total interest

PMI included

10% down ($30,000)

$2,436/mo

$343,092 total interest

PMI included

20% down ($60,000)

$2,089/mo

$304,971 total interest

Includes estimated property tax and homeowners insurance. Actual payment varies by state, credit score, and lender.

Customize your estimate

Home price$300,000

Down payment (20%)

State

Interest rate6.48%

Loan term

Monthly payment

$2,089

P&I · Taxes · Insurance

Total interest

$304,971

Principal & Interest$1,514/mo

Property Tax$450/mo

Homeowners Insurance$125/mo

Income needed (28% DTI)

$90k/yr

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