Mortgage calculator

Mortgage on a $350,000 home

Monthly payment estimates at 3.5%, 10%, and 20% down — then customize with your rate, term, and state below.

Quick estimates — 30yr fixed at 6.48% (national avg, TX tax rate)

Payment by down payment

3.5% down ($12,250)

$2,998/mo

$429,183 total interest

PMI included

10% down ($35,000)

$2,841/mo

$400,274 total interest

PMI included

20% down ($70,000)

$2,437/mo

$355,799 total interest

Includes estimated property tax and homeowners insurance. Actual payment varies by state, credit score, and lender.

Customize your estimate

Home price$350,000

Down payment (20%)

State

Interest rate6.48%

Loan term

Monthly payment

$2,437

P&I · Taxes · Insurance

Total interest

$355,799

Principal & Interest$1,766/mo

Property Tax$525/mo

Homeowners Insurance$146/mo

Income needed (28% DTI)

$105k/yr

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